We are on a mission to deliver
the first debt-free generation.

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What We Do


Credit Do is a non-profit dedicated to making financial independence a reality for all. We create unique opportunities for purchasing food, clothes, school supplies, and other essential goods in exchange for doing social good. 
We call them Smarter Barters™.

By leading relief efforts that meet their community's specific needs, student participants earn store credit to local businesses and cash contributions that jumpstart their educational savings accounts.




We partner with financial literacy organizations to teach the fundamentals of managing money.



We empower students with opportunities to work for what they need.



We provide individuals with savings accounts for continuing their financial growth.



How Middle School Pros Smarter Barter.


Smarter Barters™ allow our participants to work for what they need while meeting the needs of their community.


Food Drive

Our classic Smarter Barter. Students run a food drive hosted by their local supermarket, which matches their hard work with store credit towards groceries, clothes, and school supplies.

This exchange benefits everyone: supermarkets support the same families that have always supported them, while food shelters receive hundreds of meals for those in need.



Get Involved


Defy debt by taking action.

Contribute with your donations,
start a project, or join a team.




Check out "Credit Do's Cheddar.com Feature at The New York Stock Exchange." on our blog.